Someone uses your details to open accounts as you. The first sign is usually mail you did not expect — a bill or a card for an account you never opened.
The drawing that proves the sentence above. It is the same card that is in the book.
Think of it as
a stranger wearing your face to the bank.
For example
A letter arrives about a credit card you never applied for. Somebody used your name and your address to open it.
This is one card out of 275.
The hundred words you meet most are free — the whole set, animated, in one file that works with no internet.
Volume 1 has all 275 in fifteen chapters, with Staying Safe the largest chapter on purpose.